I put a 2/3 down payment on my credit card for a Pesach program in Israel. Due to the medical rules, the program is cancelled. Does the organizer owe me the down payment back? Can I negotiate to apply the down payment towards a greater share in next year’s program (e.g. 4/5, or complete) or is it a problem of ribis?

  This response is only on a general level and various technicalities can change the result of the answer. For example one needs to see what was written on the…

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I asked a family member for a large loan and he was not able to give me one. However, he offered to give me from his bank (home equity) line of credit which charges interest of approximately 6%. I assured him that any interest charges he incurs I will repay so that he does not lose anything for giving me the loan. We want to ask if there is any problem with doing this? 

  The loan was for a little over a month and the repayment would be sent directly to his bank, not to him.   Answer:  If the bank holds your…

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