I put a 2/3 down payment on my credit card for a Pesach program in Israel. Due to the medical rules, the program is cancelled. Does the organizer owe me the down payment back? Can I negotiate to apply the down payment towards a greater share in next year’s program (e.g. 4/5, or complete) or is it a problem of ribis?

  This response is only on a general level and various technicalities can change the result of the answer. For example one needs to see what was written on the…

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